Person in a t-shirt and cap stands on a mountain with arms outstretched, smiling at the camera. Snow-capped mountains and blue sky are in the background.

Yvonne Roberge likes to call her own plays. 

As an aspiring elementary school teacher, that trait drew her to Montessori-style self-guided classrooms. As an athlete, it made her a great fit for point guard in basketball and midfield in soccer, both of which take charge of ball distribution. And as a rising college freshman, it led her to make a last-minute change, opting for the scheduling flexibility of an online program rather than the traditional dorm-and-classroom lifestyle. 

Making that pivot, just one week before she was set to move into her dorm at the Castleton campus of Vermont State University last fall, allowed this busy student to balance classes, a part-time job, eventual student teaching, and varsity athletics. The other essential piece of that complex puzzle was the Vermont Teacher Forgivable Loan Program.ย 

โ€œBalancing work, sports, and school is a lot,โ€ says Yvonne, now almost finished with her sophomore year. โ€œItโ€™s only possible because Iโ€™m online.โ€ While her home school is the Randolph campus of Vermont State University (VTSU โ€“ Randolph), she completes all her assignments from her home in Barre. 

She also works 15 hours a week at the Montessori School of Central Vermont, just down the road from her house. As a teacherโ€™s assistant for the grade 1-3 classroom, she creates classroom materials and floats to make sure kids are on task and progressing with their lessons. 

Her VTSU major, Inclusive Childhood Education, prepares her to teach either traditional elementary school for grades K-6 or special education for grades K-8โ€”a flexibility she really values. โ€œI love that the degree gives me two possible career paths and the ability to change things up later on without having to go back to school. With this degree, I can work in a big classroom or more one-on-one.โ€

The value of an easier job change is something Yvonne learned by watching her mom, who taught health and physical education for 20 years at Montpelier High School before switching to driverโ€™s education. 

As Yvonne neared her graduation from Spaulding High School in 2023, she initially thought she might study psychology in college, since she enjoys learning how the brain works. But she came around to education after realizing how much she loved her job at the school, which she started during her senior year. The fact that a potential career as a therapist would likely be mentally draining and physically sedentaryโ€”a less-than-ideal fit for an active person like Yvonneโ€”sealed the deal.

โ€œMaybe I was in denial that I wanted to be a teacher,โ€ admits Yvonne, for whom it seemed a little too obvious to follow in the footsteps of both her parents (her dad teaches PE at Williamstown High School), her grandfather, and her older brother, who is currently pursuing his masterโ€™s in education. โ€œBut Iโ€™ve always known I wanted to help people in some way, and Iโ€™ve always enjoyed working with kids.โ€ 

The fact that she and her brother are both attending collegeโ€”and now on a single-parent income with her parents recently divorcedโ€”made finances particularly challenging for her family, and made the Vermont Teacher Forgivable Loan Program particularly valuable. Yvonne applied and received the forgivable loan offer for the 2024-25 academic year after one of her professors told her about the opportunity. 

โ€œIt was a big relief for me,โ€ says Yvonne, who credits this program with her being able to continue with athletics. โ€œThe money Iโ€™m saving this year means I wonโ€™t have to work as much during the next two years, when Iโ€™ll have a practicum and student teaching requirementsโ€โ€”both of which are unpaid and must be done in a public school, not the Montessori school where she works. โ€œIt would be a struggle to balance all of that plus sports and a part-time job.โ€  

Speaking more generally of the loan program, Yvonne says that โ€œbeing able to come out of school with little to no debt is so beneficial to future educators. Having that financial support early on is really important.โ€ She adds that the requirement for her to stay and work in Vermont for a year for each year her loans are forgivenโ€”up to three years total, depending on future funding from the State of Vermontโ€”posed no hesitation at all. 

The loan program offers a little more security in a field that can be intense and not always the highest paying. But, she says, the work is well worth it. โ€œMy hope is to help create a generation that thinks deeply and critically.โ€ 

The Vermont Student Assistance Corp. was created by the Vermont Legislature in 1965 as a public nonprofit agency. We advocate for Vermont students and their families to ensure that they have the tools they need to achieve their education and training goals. We create opportunities for all Vermont students, but particularly for thoseโ€”of any ageโ€”who believe that the doors to education are closed to them. Growing families save for education with VT529, Vermontโ€™s official 529 savings program. To help Vermonters plan and pay for college or job training, our counselors work with students in nearly every Vermont middle school and high school, and are also available to work with adults. Our grant, scholarship, and workforce development programs create opportunity, help students re-skill or learn new skills, and grow the economy. VSACโ€™s loan and loan forgiveness programs provide competitive education financing to students and families. Find us at www.vsac.org or visit Facebook, Instagram, LinkedIn.