Montpelier 5/22/2012
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  1. It should be noted that the Kaiser study puts in more caveats then roe in a sturgeon. In the case above it is presented so out of context that a casual scanner will walk away with some very wrong conclusions.

  2. A couple of clarifications on the health insurance premium story. First, the study looked at the individual market (the folks who can’t get coverage through an employer), not all insurance. Second, how this market operates differs enormously among the states.

    The states with higher premiums are guaranteed-issue. This means that carriers can not refuse to sell a policy to anyone. Obviously, in states where insurers can refuse to sell, the folks that they’ll deny coverage to are likely to be older or sicker (and more expensive).

    Interestingly, there’s a correlation between HIGHER insurance premiums and LOWER uninsured rates.

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